Cycling Injury Compensation and TAC Claims: What You Need to Know
Cycling is our heart and soul, it’s what keeps us sane through those winter days. Here at Ciclo, we want to help guide you if you’ve been in an accident, because the system can be difficult to understand and not to mention you’re going through a raft of emotions, whilst being physically sore and limited.
If you’re a cyclist in Victoria, the Transport Accident Commission (TAC) is there to support you when the worst happens. But how do you make a claim? What are you actually entitled to? Let’s break cycling injury compensation, and TAC claims down so you can focus on getting back on the road.
When Does TAC Cover Cycling Injuries?
TAC coverage kicks in when a cyclist is injured in an accident involving a motor vehicle. This includes:
Collisions with cars, trucks, or motorbikes
Accidents where a driver’s actions directly contribute to your crash, even if no contact was made
Being "doored" (when a driver or passenger opens their car door into your path—every cyclist’s nightmare!)
Road conditions caused by government negligence, such as unsafe roadworks
If your injury is due to a solo fall, a crash with another cyclist, or a mechanical failure, TAC won’t be an option—but don’t worry, there may still be alternative compensation routes available.
How to Lodge a TAC Claim for a Cycling Injury
If you’ve been injured in a cycling accident involving a vehicle, follow these steps to get the ball rolling:
Get medical attention ASAP – Your health comes first. Visit a doctor or hospital immediately and ensure everything is documented. If it’s not severe, you’re welcome to come see us too when you’re able. We can document, send you for scans and refer to a doctor if need be. Furthermore we can also write a report for TAC to acknowledge a claim.
Report the accident – If a motor vehicle was involved, make sure the police are informed. A police report can add weight to your claim.
Lodge a TAC claim – You can do this online or by calling TAC directly. Provide as much detail as possible—medical reports, witness statements, and any police documentation are all helpful.
Keep records of everything – Medical bills, rehabilitation costs, transport expenses—keep all receipts and notes to support your claim.
Follow up – TAC will assess your case and determine what compensation you’re entitled to, which could include medical expenses, income support, and rehabilitation services.
What Compensation Can You Receive?
If your TAC claim is successful, you may be eligible for: (P.S We are not Lawyers. We’ve watched Suits, but that’s about it, so chat to a lawyer such a Marita, link is here)
Medical treatment costs (GP visits, physiotherapy, surgery, hospital stays, etc.)
Rehabilitation services (such as physiotherapy and remedial massage)
Loss of earnings if you’re unable to work
Mental health support if the accident has taken a toll on your well-being
Home assistance if you need help with day-to-day activities during your recovery
How Our Physiotherapy Clinic Can Help
At Ciclo, we live and breathe cycling—and we know how devastating an injury can be. Whether you’re an elite rider or a casual one, our expert physiotherapists provide personalised rehabilitation programmes to get you back on your bike stronger than before. Plus, we work closely with TAC clients to ensure you receive top-tier treatment without the hassle.
Final Thoughts
Dealing with a cycling injury is tough enough without the added stress of making a claim. But knowing your rights and taking the right steps early can make the process much smoother. If you’ve been injured in a cycling accident involving a vehicle, don’t wait—get the support and compensation you deserve.
Need help with your recovery? Contact Ciclo today, and let’s help you.
